[vox] Replacement Laptop

[Shwaine]

On Tue, 8 Feb 2005, Richard S. Crawford wrote:

> Unfortunately, it looks like I may be limited in my options.  The insurance
> company will replace the laptop; the way it works is that I give them the
> specs of the old laptop, and they find me the same model, or something
> comparable.
>

Wow, I'm actually suprised they will replace it at all, unless you'd 
specifically extended your policy to cover it or have a business policy. 
When my father's toolkit was stolen from his car, his insurance company 
only give him $200 for it and that was no where near what it was worth (he 
works in telco, so it was packed with testers, line cutters, etc). But he 
only had a standard home owners policy not realizing that it only covered 
$200 of things stolen off the home's property unless one added a rider 
specifically for items in the car or work related items.